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PRODUCTS / CARDS / Financial Cards
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04 EMV Cards |
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Multos MICA EMV Application
M/Chip Integrated Card Application – for Multos
Keycorp’s new EMV application for MULTOS and MULTOS step/one is the most advanced payment application available. Designed for easy Issuance and optimized for performance, MICA offers a fully integrated application for banking products and complies with the latest MasterCard ® specifications for M/Chip4TM
Issuers looking to expand their cardholder base, create a real point of difference from their competitors and increase card usage and profitability will find MICA of great benefit.
Simplified Processing for Issuer, Vendors and Bureaus
Single application, documentation, codelet, personalization system,
Multi- application platform
M/Chip 4 (Select & Lite)
PayPass M/Chip4
CAP (Chip Authentication Program)
Specific Additional Features
Issuer Card Configuration Options:
M/Chip Select or Lite
M/Chip PayPass
M/Chip + CAP
M/Chip (domestic & international profiles)
Multiple M/Chip applications with PIN sharing
M/Chip Pre-Authorized
Product Options
- 4k & 8K SDA. Also includes XLS (Welcome Real-time) & Pocket Server.
- 36K DDA. Also includes XLS, PocketServer and Precise Biometric’s Match-on-cardTM
- 8K Dual interface SDA, Also includes XLS
- 36K & 80K Dual interface DDA. Also includes XLS, PocketServer and Match-on-Card.
High Security implementation using the latest anti-attack countermeasures.
Optimized performance for fast transactions in contact and contactless environments
Reduced setup time using the application Customization Utility tool. |
CPU:
- Infineon SLE66CX80P/165P/322P/642P
- 2.7-5.5 V operation
- CC EAL5+ Certified
- Clock speed: up to 7.5MHz (external), 15 MHz (internal)
- Anti-snooping mechanisms in hardware: active shields, true
random number generator,counter measures against
SEMA/DEMA SPA/DPA DFA, light and timing attacks
Memory
- Total EEPROM: 8K,16K,32K,64K options
- Application memory: 5.6-61.6K
- STATIC memory: limited only by available application memory
- Public: up to 530 bytes
- Maximum APDU size: 291 bytes
- Dynamic: up to 960 bytes
- Maximum session size: 960 bytes
Applications
Input/Output
- Protocols: T=0, T=1; PPS
- Speed: up to 223 kbit/s
New Crypto features
- 2048-bit RSA
- SEED algorithm
New Applications included in ROM
- M/Chip 4 – EMV2000 compliant application for MasterCard (and M/Chip v2.05 for existing systems)
- MODS (MasterCard)
- Keycorp PKI, Keycorp ID
- Precise Match-on-CardTM
- Mondex e-purse
- Keycorp License management system
- XLS (Welcome Real-Time)
MULTOS V4.2 Specs
- Default selected app
- RSA key-pair generation primitive
- Longer MULTOS scheme keys
- Extended command set to read card details
Java Card Kona23S
Contact
KONA™23S is a brand name of the Java card platform that supports the Global Platform (V2.1.1). It supports all features of java Card 2.2.1 except applet load/delete, remote method invocation and garbage collecting. |
General Features:
- JavaCard 2.2.1
- Global Platform Card Specification 2.1.1
- Visa Global Platform 2.1.1 Card with configuration 3
- Data Encryption Standard (DES)
- Contact interface with T=0 according to ISO/IEC 7816-3
H/W Features
- Chip model: Samsung electronics S3CC9E8
- CPU: 16-bit CalmRISC 16 core
- ROM: 96 Kbytes
- EEPROM: 8 Kbytes
- RAM: 2 bytes
- Operating Temperature: -25oC ~ 85 oC
- Operating Voltage: 1.62V ~ 5.5V
Applets
- VSDC 2.5.1
- M/Chip Lite Applet
- PSE 2.2.0
- JCPIA
Certificates
- Visa certified
- Master Card Certified
Application fields
- EMV Card (Debit/Credit card
- Banking card
- Loyalty card
- E-cash card
- Membership card
One card can support multi application services in various ways
- Combination 1: EMV + ATM + Loyalty
- Combination 2: ATM + E-cash
- Combination 3: Loyalty + Membership + E-cash
- Combination 4: ATM + E-book + Membership
Java Card Kona20
Contact
KONA™20 is a brand name of the Java card platform that supports the Global Platform(V2.1.1). It supports all features of java Card 2.2.1 including multiple logical channels, remote method invocation and garbage collecting. |
General Features:
- JavaCard 2.2.1
- Global Platform Card Specification 2.1.1
- Visa Global Platform 2.1.1 Card with configuration 2
- Data Encryption Standard (DES) and Dual / Triple key DES3 via co-processor
- PKI (Public Key Infrastructure) via co-processor for RSA
- Contact interface with T=0 (Default) and T=1 protocols according to ISO/IEC 7816-3
H/W Features
- Chip model: Samsung electronics S3CC9P9
- CPU: 16-bit Calm 16 series
- ROM: 160 Kbytes
- EEPROM: 32 Kbytes
- RAM: 6 bytes
- Operating Temperature: -25oC ~ 85 oC
- Operating Voltage: 1.62V ~ 5.5V
Applets
- VSDC 2.5.1
- M/Chip 4 Select
- PSE 2.2
Certificates
- Visa certified
- Master Card Certified
Application fields
- EMV Debit/Credit Card
- Banking card
- Loyalty card
- E-cash card
- Membership card
- PKI card
- Biometric card
One card can support multi application services in various ways
- Combination 1: EMV + ATM + Loyalty + PKI
- Combination 2: PKI + Biometric + Membership
- Combination 3: EMV + E-cash + Loyalty
- Combination 4: ATM + E-cash + PKI
Java Card Kona12
Dual Interface Contact/Contactless
KONA™ is a brand name of the Java card platform that supports the Global Platform(V2.1.1), UICC Platform, and PKI Platform on the Java Virtual Machine V2.2.1 and above.
Furthermore, the KONA™ platform has been added to semiconductors of NXP, Samsung, Renesas, Infienion and Atmel, applying to various products in the fields of finance, telecommunication and IT security.
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General Features:
- JavaCard 2.2.1
- Global Platform Card Specification 2.1.1
- Visa Global Platform 2.1.1 Card with configuration 3
- Data Encryption Standard (DES) and Dual/Triple key DES3 via co-processor
- PKI (public key infrastructure)via co-processor for RSA
- Contact interface with T=0 (Default) and T=1 protocols according to ISO/IEC 7816-3
- Contactless interface with T=CL (TypeA) protocol according to ISO/IEC 7816 14443
- Contactless interface with MIFARE®RF protocols according to ISO/IEC 14443-2
H/W Features
- Chip model: NXP PSCD036
- CPU: 8-bit secure_MX51
- ROM: 160 Kbytes
- EEPROM: 36 Kbytes
- RAM: 4,608 bytes
- Operating Temperature: -25oC ~ 85 oC
- Operating Voltage: 1.62V ~ 5.5V
Applets
- VSDC 2.5.2 or VSDC 2.7.1
- PayPass M/Chip4 Select
- PSE 2.2
- Mifare Access Applet
Certificates
- Visa certified
- Master Card Certified
Application fields
- EMV Card (Debit/Credit card
- Banking card
- Loyalty card
- E-cash card
- Transit card
- Membership card
- Government ID card , E-passport, Health
- Biometric Card
- ETC card (electronic toll collection)
One card can support multi application services in various ways
- Combination 1: EMV + ATM + Transit +Loyalty
- Combination 2: ATM + EMV + ETC + Loyalty
- Combination 3: ATM + E-book + PKI + E-cash
- Combination 4: PKI + Biometric + Membership
- Combination 5: ID + PKI + Biometric
Migration made easy
While fighting fraud has been the main driver for chip migration, leveraging the new EMV investment for improved CRM (customer relationship management) and web services has increasingly become an important factor for banks. EMV Plus Y has been specifically tailored to support this with a plus in functionality and flexibility. Complemented by its future proof design, banks receive a superior return on their EMV investment. |
Chip:
- Atmel AT90SC6404RT
- 64K ROM
- 4kbytes EEPROM
- 2K RAM
Interface
- Contact ISO 7816
- T=0
- Direct convention
- 9.600-115.200bits/s
Applications in ROM
- VIS 1.4
- M/Chip 4 Lite
- SmartyPlus Toolbox
Operating System
Supported Specifications
- M/Chip 4 Card Applications Specifications for
Debit and Credit v1.0
- Visa Integrated Circuit Card Application Specification 1.4.0
- EMV 2000
- EMV Card Personalization Specification v1.0 (Common personalization)
- MasterCard CAP
- Visa DPA
- Welcome Real-time XLS
- GlobalPlatform Card Customization Guide
- GlobalPlatform Systems Profiles Specifcation
- GlobalPlatform Systems Scripting Language Specification
- Guide to Common Personalization Load and Personalization
Security
- Cryptocontroller DES, 3DES
- Static Data Authentication (SDA)
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